People who need higher-priced loans—those with the lowest incomes—will be the ones denied access to the credit market by any government-mandated cap.
Citigroup’s getting asked some hard questions about the fiscal sanity of their decision to discriminate against firearms businesses, and their answers aren’t likely to soothe investors.
The Obama administration sought to use the weight of the federal government to pressure U.S. banks into colluding with a terrorist state. The banks had more integrity than that.
Even if one is outraged by the behavior of some bankers, to call every member of the industry a participant in fraud is a profound injustice.
If small businesses really are struggling to get credit, fewer banking options likely makes that struggle more intense. The Consumer Financial Protection Bureau is counterproductive.
‘The Small Dollar Lending Rule’ would put massive restrictions on the short-term, high-risk loan industry—an industry that millions of Americans rely on.
Politicians want you to believe that simple structural fixes will protect our insecure financial system. That’s just not true.
Young people are taking out increasingly large loans for education that has increasingly fewer returns.
Unelected federal officials have bullied banks into cutting off businesses they don’t like, such as arms and ammunition suppliers. It’s called Operation Choke Point.
Slate blogger and certified financial non-expert Matthew Yglesias says America has too many banks. If anything, America has too many ignorant liberal bloggers.
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