Any scheme that lures you to accumulate debt on top of current debt is not simply a lifestyle choice. It’s a moral choice.
At the root of criticism of the millennials’ spending decisions is a value judgement and a narrow view of the America Dream.
Many young people are told over and over again to ‘Follow your dreams.’ But that’s often a one-way ticket to poverty, wasted time, and entitlement.
I want higher wages for everyone, but raising the minimum wage will not do that.
Only once you have broken out of your current perspective can you break out of self-induced poverty (a.k.a. your bad habits), and into prosperity.
If you’re motivated, you can flip your finances from a dismal cycle of paycheck to paycheck to an impressive investment in your present and future.
In The Atlantic, Neal Gabler partly blames his outrageous money woes on ‘financial illiteracy,’ but anybody can understand the key way to make it in life: spend less than you earn.
‘When people tell you that you’re a victim and they have the solution, that makes them the hero. Do not let a politician, do not let a news anchor, become the hero in your story.’
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