Obamacare uprooted the entire market to address a comparatively small universe of truly uninsurable patients. A better reform would use a more specialized approach.
Sen. Ted Cruz’s proposal to allow insurers to sell non-Obamacare plans would turn the exchanges into high-risk pools for the old and sick. That might not be such a bad thing.
The idea pushed by the Center for American Progress, that the Trumpcare high-risk pools will be crushed by demand far outstripping their supply, is not based on fact.
Only free-market reforms are likely to simultaneously offer Americans improved health, affordable coverage, accessible health care, and fiscal responsibility.
Despite what you may have heard, ‘uninsurable’ people with pre-existing conditions are comparatively few, and it’s very hard to insure them no matter what mechanism Americans use.
Thursday’s amendment doesn’t resemble the model cited by pool proponents, undermines federalism, relies on price controls, and requires far more taxpayer funding.
To succeed in their attempts to repeal and replace Obamacare—and avoid a midterm drubbing—Republicans must correct the terms of the debate, soon and without wonkiness.
There is a little-noticed flaw in seeking to vindicate Obamacare by focusing on those with pre-existing conditions. It’s called ‘health insurance does not equal health care.’
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