Nathan Smith, Ph.D., is the director of the Division of Economic Policy at the Arkansas Development Finance Authority (ADFA), and author of "Principles of a Free Society," "The Verdict of Reason: Why Gay Marriage Cannot Be the Real Thing and Should Not Be Recognized in Law," and "For the Refreshment of the Spirit," among many other publications. The views expressed are his own and not those of ADFA or the Arkansas state government.
Coverage is the big problem with U.S. health care. People with coverage have little or no incentive to economize, so costs balloon out of control.
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